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Rent Control – Repeal of Costa Hawkins

Rent Control – Repeal of Costa Hawkins

Rent control is summed up by Nelson’s third law  “the worse a government regulation, the harder it is to get rid of.” This blog is about how to reach the “land of critical mass”, the land of financial freedom when you wake up one day and you say to yourself, “I no longer have to work.” It is not about politics but sometimes politics inevitably enters the equation. My interest in Real Estate I was looking into different investment options…

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Three million dollars may not be enough to retire on.

Three million dollars may not be enough to retire on.

Three million dollars may not be enough to retire on or so I have heard.  Three million dollars may not be enough to retire on.  I often sit down grab my calculator and wonder how much I need to retire.  Every milestone I reach,  I google “is x,xxx,xxx” enough to retire?  Apparently, I am not the only one doing this. I google “can I retire on a million dollars?” an article on Dave Ramsey shows up, (one day I will…

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Foster Care part two

Foster Care part two

Foster Care  part two This is  Foster Care in Retirement part two Raeann was petite in nature.  A friend described her as a “Porcelain doll”    which was very befitting for her description.  She would always be the one at the end of the line if the line was formed according to size. When we arrived at the satellite home, Raeann was drinking an iced tea.  She didn’t speak, and walked apart from the others.  This had been her fourth foster home…

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Foster Care in retirement – Invest in a Child’s Future – Part 1

Foster Care in retirement – Invest in a Child’s Future – Part 1

Foster care in retirement is a way to give back to the community and invest in a child. Meeting our Foster child It was a Friday afternoon, the wind was blowing, and the sunroof was open as I sped down highway 84 in my Toyota Camry. I heard the blaze of sirens behind me accompanied with flashing red lights.  I pulled to the side of the road and a police car pulled up behind me. The officer exited the vehicle….

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How to increase your wealth – Stay out of Debt

How to increase your wealth – Stay out of Debt

The Goal – Debt Free   Never pay a finance charge on credit card. “the power of compound interest the most powerful force in the universe.” Albert Einstein.   The best way to increase wealth is to stay out of debt. The term the credit card companies like to use for those who pay their balances every month is deadbeat. Well I am a deadbeat when it comes to credit cards because I am one of the few who can say…

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Preparing for Disability

Preparing for Disability

I had to go on disability.  This was a decision I was not prepared to make. I have two degrees. Midway through my career, I became one of the 9 million people on the disability roles. More on that in a separate post. This post is how to prepare for Social Security Disability. The first rule of thumb is you have to be truly disabled according to Social Security guidelines. How does Social Security define disability?  Social Security Disability, SSDI…

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