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Category: Investing

Why my de-risking strategy is such a challenge.

Why my de-risking strategy is such a challenge.

Why begin my de-risking strategy? I was ready to begin my de-risking strategy when the Dow reached 26,615.17 on Jan. 26, 2018, but like everything else I procrastinated.  I was going to purchase more CDs and treasuries. With an increase in the interest-free rate, I calculated it would give me enough runoff from my portfolio where I don´t have to touch the principal-my goal. Eventually, I want to de-risk to a 20% allocation in stocks but will start with 30%, And…

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The importance of a 401(K) for Millennials

The importance of a 401(K) for Millennials

                                               The journey begins   Will my daughter ever understand the importance of a 401(K)?  It’s a bright and sunny April morning as we prepare to leave to our daughter’s apartment. The sun is just beginning to emerge. There is still chill in the morning air. The wind is blowing and a few leaves scatter about in front of…

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Rent Control – Repeal of Costa Hawkins

Rent Control – Repeal of Costa Hawkins

Rent control is summed up by Nelson’s third law  “the worse a government regulation, the harder it is to get rid of.” This blog is about how to reach the “land of critical mass”, the land of financial freedom when you wake up one day and you say to yourself, “I no longer have to work.” It is not about politics but sometimes politics inevitably enters the equation. My interest in Real Estate I was looking into different investment options…

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