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Why I paid off my mortgage (early)

I still remember the day I paid off my mortgage.  We turned a 30-year mortgage into a 10-year mortgage.  When I wrote that final check, I cannot begin to describe the feeling.  It's surreal. Waking up in the morning, and shouting to the world, "I paid off my mortgage."  We …

The negative impact of Inheritance

The negative impact of Inheritance Is there a negative impact of inheritance?  American inheritances according to a 2013 survey average $177,000. Would you turn down such a large sum if you had the foresight it would destroy your family relationships? I don’t think so. It is tax-free money that you do …

Rich Dad Poor Dad Robert Kiyoski – A different take

Rich Dad, Poor Dad – Truth or Fiction Our local college uses Rich Dad Poor Dad for a critical writing class.   At first glance, I thought, "wow, what a great book for a critical writing class." Companies like Amway and other multilevel marketing businesses  use this book for their neophyte sales staff to give …

Rent Control – Repeal of Costa Hawkins

Rent control is summed up by Nelson’s third law  “the worse a government regulation, the harder it is to get rid of.”This blog is about how to reach the “land of critical mass”, the land of financial freedom when you wake up one day and you say to yourself, “I …

The importance of a 401(K) for Millennials

                                               The journey begins  Will my daughter ever understand the importance of a 401(K)? It’s a bright and sunny April morning as we prepare to leave to our daughter’s apartment. …

Three million dollars may not be enough to retire on.

Three million dollars may not be enough to retire on or so I have heard. Three million dollars may not be enough to retire on.  I often sit down grab my calculator and wonder how much I need to retire.  Every milestone I reach,  I google “is x,xxx,xxx” enough to retire?  …